Loan Against Shares
Loan Against Shares
About Passenger Vehicle Loan
Need quick funds without selling your valuable investments? Rupaya Bazar’s Loan Against Shares (LAS) offers a smart and convenient way to raise money by pledging your listed shares as collateral. Whether it’s for personal needs, business expansion, or emergency expenses, our LAS product gives you instant liquidity while you continue to benefit from market movements and dividends.
With fast approvals, attractive interest rates, and complete transparency, we make sure you can access your capital without compromising your investment portfolio.
Features and Benefits
- Instant Liquidity: Get funds without selling your shares.
- Continued Ownership: You retain ownership, voting rights, and dividends from pledged shares.
- Competitive Interest Rates: Attractive rates lower than unsecured personal loans.
- High Loan Amounts: Avail loans based on the market value of your listed shares.
- Flexible Repayment: Interest-only EMIs with bullet repayment or structured EMI plans.
- Quick Disbursal: Get funds in your account within 24–48 hours of approval.
- Online Pledging: Seamless digital process for pledging and managing your loan.
Eligibility Criteria
- Age: Applicant must be between 21 and 65 years.
- Eligible Instruments: Listed shares from approved stock exchanges and eligible scrips.
- Profile: Available to salaried individuals, self-employed professionals, HNIs, and corporates.
- Demat Account: You must have a demat account with a registered depository participant.
- KYC & Financials: Standard documentation required including ID proof, PAN, and income proof.
FAQs
It is a secured loan where you pledge your listed equity shares as collateral to raise funds without selling them.
You can get up to 50–60% of the current market value of approved shares, depending on the lender’s policy.
No. You remain the legal owner and continue to receive dividends. The lender only holds the shares as security.
No, pledged shares cannot be traded or sold until the loan is repaid and the pledge is released.
You may choose interest-only monthly payments with principal due at the end or opt for standard EMI-based repayment.
Submit Your Enquiry Here
LEADERSHIP
Why Choose Us
Excellence in Every Detail
Expert Team
Personalized financial guidance from seasoned professionals.
Fast & Hassle-Free Process
Quick service with minimal documentation
and delays
Wide Product Range
Comprehensive financial solutions
under one roof.
Customer-Centric Approach
Tailored services focused on your
financial goals.
Transparency & Trust
Honest communication, building lasting client trust.
Always Within Reach
Accessible support via branches,
WhatsApp, social media.
Strong Local Network
Deep outreach in Tier 2–4 cities.
Automobile & Vehicle Finance
Specialized support for vehicle finance and purchase
We guide your financial path with outstanding service and
unwavering support
A delightful calm has filled my soul, much like the gentle mornings of spring that I so deeply enjoy.
Fast Disbursal
System
Tailored Financial
Solution
Transparent
Process
