Housing Loan
Housing Loan
About Housing Loan
At Rupaya Bazar, we believe that everyone deserves a place to call home. Our Housing Loan solutions are designed to turn your dream of owning a home into reality—whether you’re buying a new house, constructing on your own plot, renovating an existing home, or purchasing a resale property.
With flexible loan options, competitive interest rates, and personalized support, Rupaaya Bazar makes the home loan process simple, fast, and transparent. Backed by a wide network of trusted financial partners, we help you find the right loan tailored to your needs.
Features and Benefits
- End-to-End Home Financing: Loans available for purchase, construction, renovation, or extension of residential properties.
- High Loan Amounts: Finance up to 85% of the property’s value depending on eligibility.
- Competitive Interest Rates: Attractive and flexible interest rate options (fixed or floating).
- Long Repayment Tenure: Up to 30 years to make EMIs affordable and manageable.
- Pre-Approval Facility: Get pre-approved loans to strengthen your home search.
- Top-Up Loan Option: Additional funding available on existing home loans.
- Balance Transfer: Switch your loan to Rupaaya Bazar’s partner banks/NBFCs for better terms.
Eligibility Criteria
- Age: 21–65 years (at the time of final EMI).
- Employment Type: Salaried employees, self-employed professionals, and business owners.
- Income Proof: Stable monthly income or business revenue to support loan repayment.
- Credit Score: A good CIBIL score improves approval chances and helps secure better rates.
- Property Documents: The property must be legally approved, with clear title and approvals.
FAQs
You can get a housing loan for ready-to-move-in flats, under-construction properties, resale homes, self-construction, or even home renovation.
Based on your income and credit profile, you can get up to 85% of the property value, subject to loan norms.
Interest may be fixed or floating, based on the lender’s policies and your selection. We help you compare and choose the best fit.
Yes, prepayment and foreclosure options are available with minimal or no charges, depending on your loan type.
Once all documents are submitted, loan approval and disbursal usually take 5–10 working days.
Submit Your Enquiry Here
LEADERSHIP
Why Choose Us
Excellence in Every Detail
Expert Team
Personalized financial guidance from seasoned professionals.
Fast & Hassle-Free Process
Quick service with minimal documentation
and delays
Wide Product Range
Comprehensive financial solutions
under one roof.
Customer-Centric Approach
Tailored services focused on your
financial goals.
Transparency & Trust
Honest communication, building lasting client trust.
Always Within Reach
Accessible support via branches,
WhatsApp, social media.
Strong Local Network
Deep outreach in Tier 2–4 cities.
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Fast Disbursal
System
Tailored Financial
Solution
Transparent
Process
